Comprehensive dental and vision coverage for Virginia and Maryland residents. No deductibles, no annual maximums, and the freedom to see any provider.
Serving All of Virginia & Maryland
Your oral health is connected to your overall wellness. Our Physicians Mutual dental plans cover 400+ procedures with no deductibles and no annual maximums — so you can focus on your health, not your bill.
Your eyes reveal more than you think — comprehensive eye exams can detect over 270 health conditions, from diabetes to high blood pressure. Our VSP vision plans keep your eyes — and your health — in focus.
Your coverage begins immediately with no out-of-pocket deductible to meet first.
Unlike traditional plans, there's no cap on the benefits you can receive each year.
Visit any dentist or eye doctor. Receive enhanced benefits when you stay in-network.
No health questionnaires or exams. Everyone qualifies regardless of history.
Preventive and basic services covered from day one. Major services after 12 months.
Save an average of 40% on covered services when you use an in-network provider.
| Features | Economy Plus | Standard Plus | Most Popular Preferred Plus |
Premier |
|---|---|---|---|---|
| Monthly Premium | ||||
| Starting At | $30/mo | $38/mo | $47/mo | $55/mo |
| Coverage Levels | ||||
| Preventive Services (40+ procedures) | 100% | 100% | 100% | 100% |
| Basic Services (130+ procedures) | ~25% | ~40% | ~55% | 70% |
| Major Services (270+ procedures) | ~25% | ~40% | ~55% | 70% |
| Plan Benefits | ||||
| Deductible | None | None | None | None |
| Annual Maximum | None | None | None | None |
| Preventive & Basic Waiting Period | None | None | None | None |
| Major Services Waiting Period | 12 months | 12 months | 12 months | 12 months |
| See Any Dentist | ✦ | ✦ | ✦ | ✦ |
| Network Savings (avg 40%) | ✦ | ✦ | ✦ | ✦ |
| Guaranteed Acceptance | ✦ | ✦ | ✦ | ✦ |
* Premiums vary by state and age. Percentages shown for Economy, Standard, and Preferred plans are averages of the maximum allowable charge. The Premier Plan pays 70% of the maximum allowable charge. All plans cover 400+ procedures. Contact us for a personalized quote.
We are licensed insurance agents proudly featuring the products of Physicians Mutual Insurance Company. With a passion for helping Virginia and Maryland residents protect their health, we connect you with industry-leading dental and vision coverage you can count on.
Physicians Mutual has built a legacy of trust spanning over 122 years, delivering reliable coverage and exceptional service to millions of Americans.
Discover the peace of mind that comes with comprehensive dental and vision insurance. No waiting. No hassle. Just exceptional coverage for Virginia and Maryland residents.