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Premium Insurance Coverage

Protect Your Smile
& Vision

Comprehensive dental and vision coverage for Virginia and Maryland residents. No deductibles, no annual maximums, and the freedom to see any provider.

600K+
Dental Providers
57K+
Vision Providers
122
Years of Excellence

Serving All of Virginia & Maryland

Beautiful smile

Dental Coverage You Can Trust

Our Physicians Mutual dental plans cover 400+ procedures with no deductibles and no annual maximums — so you can focus on your health, not your bill.

  • ✦ Preventive care covered from day one
  • ✦ Cleanings, fillings, crowns & more
  • ✦ See any dentist you choose
  • ✦ Save 40% with Ameritas network
View Dental Plans

Vision Coverage That Sees You

Comprehensive eye exams can detect over 270 health conditions. Our VSP vision plans keep your eyes — and your health — in focus.

  • ✦ Annual WellVision Exam® covered
  • ✦ Glasses, contacts & LASIK discounts
  • ✦ 57,000+ VSP eye doctors
  • ✦ LensCrafters, Costco & more
View Vision Plans
Stylish eyeglasses

Exceptional Coverage

◆

No Deductibles

Your coverage begins immediately with no out-of-pocket deductible to meet first.

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No Annual Maximum

Unlike traditional plans, there's no cap on the benefits you can receive each year.

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Freedom of Choice

Visit any dentist or eye doctor. Enhanced benefits when you stay in-network.

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Guaranteed Acceptance

No health questionnaires or exams. Everyone qualifies regardless of history.

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Immediate Benefits

Preventive and basic services covered from day one. Major services after 12 months.

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Network Savings

Save an average of 40% on covered services with an in-network provider.

Modern dental office
"Your smile is your greatest asset.
Protect it."

Coverage Options

Dental care

Dental

Physicians Mutual

  • ✦
    4 Plans to Choose FromEconomy, Standard, Preferred & Premier
  • ✦
    400+ Procedures CoveredCleanings, crowns, dentures, root canals & more
  • ✦
    Ameritas Network600,000+ provider locations nationwide
Compare Dental Plans →
Eye exam

Vision

VSP Vision Care

  • ✦
    Comprehensive Eye ExamsWellVision Exam® detects health conditions early
  • ✦
    Glasses & ContactsCoverage for frames, lenses & contact lenses
  • ✦
    57,000+ VSP ProvidersLensCrafters, Costco, Visionworks & more
Explore Vision Plans →
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Begin Your Coverage Today

Discover the peace of mind that comes with comprehensive dental and vision insurance. No waiting. No hassle. Just exceptional coverage.