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Ready to protect your smile and vision? We're here to help you find the perfect coverage.

We're Here to Help

Whether you need a quote, have questions about coverage, or want help enrolling — don't hesitate to reach out.

📞 Call Us

Speak directly with a licensed insurance agent who can answer your questions and help you find the right plan.

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✉️ Email Us

Send us your questions or request a personalized quote. We typically respond within 24 hours.

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📍 Service Area

We proudly serve residents throughout the Commonwealth of Virginia and the State of Maryland.

Serving All of Virginia & Maryland

Search Our Networks

Find a dentist or eye doctor near you in our extensive provider networks.

Quick Quote Request

Ready for a personalized quote? Let us know a few details and we'll get back to you with plan options and pricing tailored to your needs.

  • Your name and contact information
  • Your state (Virginia or Maryland)
  • Coverage type (Dental, Vision, or Both)
  • Number of people to be covered

Frequently Asked Questions

Do I have to see an in-network dentist?

No! You can see any dentist you choose. However, you'll save an average of 40% on covered services when you visit a dentist in the Ameritas network. It's your choice every time.

Is there a waiting period?

Preventive and basic services are covered immediately with no waiting period. Major services (like crowns and dentures) have a 12-month waiting period.

Can anyone qualify?

Yes! All plans offer guaranteed acceptance — no health questionnaires, no medical exams, and no one is turned down regardless of dental history.

What's the difference between the four dental plans?

All four plans cover the same 400+ procedures. The difference is how much each plan pays for basic and major services. The Economy plan has the lowest premium but lower coverage percentages, while the Premier plan has the highest premium with 70% coverage on basic and major services. Compare all plans →

Can I add vision to my dental plan?

Yes! You can add optional VSP vision benefits (and hearing benefits) to any Physicians Mutual dental plan for comprehensive coverage. Learn about vision plans →

What states do you serve?

We serve residents throughout all of Virginia and Maryland. If you live in either state, we can help you find the right coverage.

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Ready to Get Started?

Explore our dental and vision plans and find the coverage that's right for you.